For most people, thinking about the economy starts with their personal financial situation. While job prospects, or the health of a business, or prices at the pump all have an impact on how we feel about the economy, the bottom line is really, “How is my family doing?” In order to capture this perspective, LPL Research designed an alternative way for investors to think about markets and the economy, which we refer to as the

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It is one of the most hotly debated topics in the financial industry – and it’s also one of the most misapplied topics too. Are investors better off utilizing passive or active strategies? Or should investors combine the two? But before you answer, I want you to think about this: passive vs. active should apply to strategies – not investing. There is a big difference. Passive vs. Active Strategies Truth: there is simply no one

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Last week, one of the big four credit reporting agencies, Equifax, announced it experienced a security breach resulting in criminals accessing personal information of approximately 143 million Americans between May and July of this year. The compromised information included names, addresses, Social Security numbers, and dates of birth. In some instances, driver’s license numbers, credit card and credit dispute information were also compromised. This information is nearly everything that is needed to open an account

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A look at some popular & obscure options for receiving money with little or no tax. Provided by Barnes Capital Group   Will you receive tax-free money in retirement? Some retirees do. You should know about some of your options for tax-free retirement distributions, some of which are less publicized than others. Qualified distributions from Roth accounts are tax-free. If you own a Roth IRA or have a Roth retirement account at work, you can

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The United Kingdom’s decision to leave the European Union rattled equities markets and currency markets Friday. What should an investor do in its wake? Perhaps nothing at all. The Brexit is definitely momentous. It represents a crisis for the E.U., and it has already forced the resignation of U.K. Prime Minister David Cameron. The U.K. will have to negotiate new trade agreements in the near future. Scotland and Northern Ireland (both of which voted against

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Provided by Barnes Capital Group What can you do to start building wealth before age 35? You know time is your friend and that the earlier you begin saving and investing for the future, the better your financial prospects may become. So what steps should you take? Reduce your debt. You probably have some student loan debt to pay off. According to the Institute for College Access and Success, which tracks college costs, the average

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What you might do (or do differently) in the months ahead? Provided by Barnes Capital Group   How will your money habits change in 2016? What decisions or behaviors might help your personal finances, your retirement prospects, or your net worth? Each year presents a “clean slate,” so as one year ebbs into another, it is natural to think about what you might do (or do differently) in the 12 months ahead. Financially speaking, what

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Happy New Year? I’m hopeful your holidays were filled with a little more joy and cheer than what we have been seeing in the market lately. The stock market has wavered recently. A lackluster year just ended, and this year has started inauspiciously. You may be wondering ... should you really be invested in stocks right now? In moments like these, investors should not panic and overreact to the headlines. Instead, they should take the

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STAY INVESTED TO STAY AHEAD OF INFLATION One of the leading threats to the quality of your retirement is also one of the subtlest. You may have heard that inflation is all but absent, but that is not the case – the core Consumer Price Index (minus energy prices) has risen 1.9% in the past year. At some point, the supply glut in oil will disappear and oil prices will rise, driving costs of everything

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